high deductible health plan

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What is a high deductible health plan (HDHP)? It is a health-insurance option that couples a lower monthly premium with a higher deductible, and it usually works hand-in-hand with a Health Savings Account (HSA). This design shifts more cost-sharing to the employee while offering tax-advantaged savings for qualified medical expenses.

Healthy Workers Are Ditching Company Insurance to Save $1,000 a Month — Photo by Harrun Muhammad on Pexels

independent contractor health plan

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You can shave roughly $1,000 off your annual health-insurance cost by swapping your employer’s plan for a high-deductible health plan paired with a health-savings account, which lowers monthly premiums and lets you keep pre-tax dollars for qualified care. Medical Disclaimer: This article is for informational purposes only and